{"id":4366,"date":"2025-09-22T08:28:19","date_gmt":"2025-09-22T08:28:19","guid":{"rendered":"https:\/\/gumikbali.co.id\/?p=4366"},"modified":"2025-09-22T08:33:18","modified_gmt":"2025-09-22T08:33:18","slug":"dana-rp200-triliun-ke-himbara-sejalan-pojk-no-19-2025","status":"publish","type":"post","link":"https:\/\/gumikbali.co.id\/index.php\/2025\/09\/22\/dana-rp200-triliun-ke-himbara-sejalan-pojk-no-19-2025\/","title":{"rendered":"Dana Rp200 triliun ke Himbara: Sejalan POJK NO 19\/2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Catatan: D.Wijaya<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Otoritas jasa Keuangan (OJK) menanggapi positif penyaluran dana Rp200 triliun ke Himbara. \u201cakan memberikan ruang likuiditas lebih luas bagi perbankan untuk mendorong penyaluran kredit,\u201d kata Indah Iramadhini,\u00a0Kepala Departemen Pengaturan dan Pengembangan Perbankan OJK. (Krusial.com) \u2026 \u201csejalan POJK nomor 19\/2025 terkait pembiayaan UMKM\u201d. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">POJK NO 19\/2025 \u201cTentang Kemudahan Akses Pembiayaan Kepada Usaha Mikro, Kecil, dan Menengah\u201d punya prinsip: mudah, tepat, cepat, murah, dan inklusif.:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Penetapan kebijakan khusus dalam Pembiayaan UMKM;<\/li>\n\n\n\n<li>Penyusunan skema khusus Pembiayaan UMKM disesuaikan dengan karakteristik bisnis dan\/atau siklus usaha UMKM;<\/li>\n\n\n\n<li>percepatan proses bisnis dalam penyaluran Pembiayaan UMKM;<\/li>\n\n\n\n<li>penetapan biaya terkait Pembiayaan UMKM yang dibebankan secara wajar ; dan\/atau<\/li>\n\n\n\n<li>bentuk kemudahan lainnya (seperti terlibat dalam penyaluran kredit program pemerintah)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudahan akses pembiayaan UMKM wajib dilakukan oleh Bank dan LKNB (Bab II pasal 2 ayat 1). \u00a0Dalam penjelasannya disebutkan: bentuk kerja sama dalam pemberian kemudahan akses pembiayaan UMKM yang dilaksanakan antar Bank, antar LKNB, dan\/atau antara Bank dan LKNB, melalui kerja sama penyaluran pembiayaan kepada UMKM, antara lain: Penyaluran pembiayaan antara Bank Umum dengan Bank Perekonomian Rakyat (BPR) melalui skema kerja sama executing; atau melalui skema kerja sama channeling.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Terkait prinsip yang: mudah, tepat, cepat, murah, dan inklusif, mestinya disambut baik oleh BPR, karena memang BPR selama ini telah menggarap dan sangat dekat dengan UMKM. Pertanyaannya: \u00a0model penyaluran: executing dan\/atau channeling seperti apa yang ditawarkan bank Himbara (juga OJK) untuk BPR dapat \u00a0menyalurkan kredit ke- UMKM? Industri berharap persyaratan dan ketentuan lebih: mudah, tepat, cepat, murah, dan inklusif dari model executing, channeling pada umumnya. (D.Wijaya)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Catatan: D.Wijaya Otoritas jasa Keuangan (OJK) menanggapi positif penyaluran dana Rp200 triliun ke Himbara. \u201cakan memberikan ruang likuiditas lebih luas bagi perbankan untuk mendorong penyaluran kredit,\u201d kata Indah Iramadhini,\u00a0Kepala Departemen Pengaturan dan Pengembangan Perbankan OJK. (Krusial.com) \u2026 \u201csejalan POJK nomor 19\/2025 terkait pembiayaan UMKM\u201d. POJK NO 19\/2025 \u201cTentang Kemudahan Akses Pembiayaan Kepada Usaha Mikro, Kecil, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3811,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-4366","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-catatan-kecil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dana Rp200 triliun ke Himbara: Sejalan POJK NO 19\/2025 - GUMIK BALI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gumikbali.co.id\/index.php\/2025\/09\/22\/dana-rp200-triliun-ke-himbara-sejalan-pojk-no-19-2025\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dana Rp200 triliun ke Himbara: Sejalan POJK NO 19\/2025 - GUMIK BALI\" \/>\n<meta property=\"og:description\" content=\"Catatan: D.Wijaya Otoritas jasa Keuangan (OJK) menanggapi positif penyaluran dana Rp200 triliun ke Himbara. \u201cakan memberikan ruang likuiditas lebih luas bagi perbankan untuk mendorong penyaluran kredit,\u201d kata Indah Iramadhini,\u00a0Kepala Departemen Pengaturan dan Pengembangan Perbankan OJK. 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