{"id":4545,"date":"2025-12-13T11:43:49","date_gmt":"2025-12-13T11:43:49","guid":{"rendered":"https:\/\/gumikbali.co.id\/?p=4545"},"modified":"2025-12-13T11:43:49","modified_gmt":"2025-12-13T11:43:49","slug":"bpr-sari-jaya-sedana-gelar-pelatihan-internal-apu-ppt-dan-strategi-anti-fraud","status":"publish","type":"post","link":"https:\/\/gumikbali.co.id\/index.php\/2025\/12\/13\/bpr-sari-jaya-sedana-gelar-pelatihan-internal-apu-ppt-dan-strategi-anti-fraud\/","title":{"rendered":"BPR Sari Jaya Sedana Gelar Pelatihan Internal APU PPT dan Strategi Anti Fraud"},"content":{"rendered":"\n<p><strong>Klungkung<\/strong> \u2014 BPR Sari Jaya Sedana menggelar pelatihan internal bertema <em>Sosialisasi dan Implementasi Penerapan Strategi Anti Fraud, APU PPT, dan PPPSPM<\/em> pada Sabtu, 13 Desember 2025, di Kenyeri Garden &amp; Shala, Semarapura Kauh, Klungkung.<\/p>\n\n\n\n<p>Narasumber kegiatan, I Made Darmada, S.E., menegaskan bahwa kepercayaan merupakan fondasi utama dalam industri jasa keuangan. \u201cKeberlanjutan lembaga keuangan sangat ditentukan oleh tingkat kepercayaan masyarakat. Karena itu, pengelolaan risiko dan kepatuhan tidak boleh hanya dipahami sebagai kewajiban teknis, tetapi harus menjadi bagian dari integritas dan tata kelola,\u201d ujarnya.<\/p>\n\n\n\n<p>Darmada menjelaskan bahwa regulator, Otoritas Jasa Keuangan (OJK) mewajibkan seluruh pelaku Sektor Jasa Keuangan untuk memenuhi lima pilar dalam penerapan APU PPT dan PPPSPM. \u201cLima pilar tersebut mencakup pengawasan aktif Direksi dan Komisaris, kebijakan dan prosedur tertulis, pengendalian internal, sistem informasi manajemen, serta penguatan sumber daya manusia melalui pelatihan berkelanjutan,\u201d jelasnya.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/3119f777-f452-48ad-b012-87eafc636ce5-1024x768.webp\" alt=\"\" class=\"wp-image-4547\" srcset=\"https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/3119f777-f452-48ad-b012-87eafc636ce5-1024x768.webp 1024w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/3119f777-f452-48ad-b012-87eafc636ce5-300x225.webp 300w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/3119f777-f452-48ad-b012-87eafc636ce5-768x576.webp 768w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/3119f777-f452-48ad-b012-87eafc636ce5.webp 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Menurutnya, penerapan <em>Customer Due Diligence<\/em> (CDD) dan <em>Enhanced Due Diligence<\/em> (EDD) menjadi langkah penting dalam mengenali nasabah, terutama bagi nasabah berisiko tinggi. \u201cProses CDD, EDD, dan prinsip <em>Know Your Customer<\/em> bertujuan memastikan transaksi berjalan sesuai profil nasabah sekaligus mencegah pencucian uang dan pendanaan terorisme,\u201d kata Darmada, yang juga menjabat sebagai Dewan Pengawas Rumah Sakit Manah Shanti Mahottama, BLUD Provinsi Bali.<\/p>\n\n\n\n<p>Selain itu, ia mengingatkan pentingnya memahami teori <em>Fraud Triangle<\/em> dalam upaya pencegahan kecurangan. \u201cFraud terjadi karena tekanan, peluang akibat lemahnya pengendalian internal, dan pembenaran dari pelaku. Karena itu, penguatan sistem, pengawasan berjenjang, dan budaya integritas menjadi kunci utama pencegahan fraud,\u201d tegasnya.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"704\" src=\"https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/fb3b585f-735a-43e6-ad0a-ffc2f3703ddd-1024x704.webp\" alt=\"\" class=\"wp-image-4548\" srcset=\"https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/fb3b585f-735a-43e6-ad0a-ffc2f3703ddd-1024x704.webp 1024w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/fb3b585f-735a-43e6-ad0a-ffc2f3703ddd-300x206.webp 300w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/fb3b585f-735a-43e6-ad0a-ffc2f3703ddd-768x528.webp 768w, https:\/\/gumikbali.co.id\/wp-content\/uploads\/2025\/12\/fb3b585f-735a-43e6-ad0a-ffc2f3703ddd.webp 1028w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Melalui pelatihan ini, BPR Sari Jaya Sedana menegaskan komitmennya untuk membangun budaya kepatuhan dan integritas secara menyeluruh sebagai tanggung jawab bersama seluruh insan BPR, guna menjaga kepercayaan masyarakat dan keberlanjutan lembaga.(D.Wijaya\/Gumikbali.co.id)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Klungkung \u2014 BPR Sari Jaya Sedana menggelar pelatihan internal bertema Sosialisasi dan Implementasi Penerapan Strategi Anti Fraud, APU PPT, dan PPPSPM pada Sabtu, 13 Desember 2025, di Kenyeri Garden &amp; Shala, Semarapura Kauh, Klungkung. Narasumber kegiatan, I Made Darmada, S.E., menegaskan bahwa kepercayaan merupakan fondasi utama dalam industri jasa keuangan. \u201cKeberlanjutan lembaga keuangan sangat ditentukan [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4546,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-4545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bpr"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BPR Sari Jaya Sedana Gelar Pelatihan Internal APU PPT dan Strategi Anti Fraud - GUMIK BALI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gumikbali.co.id\/index.php\/2025\/12\/13\/bpr-sari-jaya-sedana-gelar-pelatihan-internal-apu-ppt-dan-strategi-anti-fraud\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BPR Sari Jaya Sedana Gelar Pelatihan Internal APU PPT dan Strategi Anti Fraud - GUMIK BALI\" \/>\n<meta property=\"og:description\" content=\"Klungkung \u2014 BPR Sari Jaya Sedana menggelar pelatihan internal bertema Sosialisasi dan Implementasi Penerapan Strategi Anti Fraud, APU PPT, dan PPPSPM pada Sabtu, 13 Desember 2025, di Kenyeri Garden &amp; Shala, Semarapura Kauh, Klungkung. 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